Dedicated Credit Officer with 5+ years of experience in financial risk assessment, loan processing, and client portfolio management. Proven track record in reducing NPL ratios and implementing efficient credit appraisal systems within Kenyan financial institutions. Adept at compliance with CBK regulations and building strong client relationships.
Credit Officer CV Examples Kenya
Professional credit officer resume examples
Top Hiring Companies: Watu Credit Ltd, Youth Enterprise Development Fund, WATU CREDIT, Gusii Youth Bunge SACCO
Common Work Locations: Mombasa, Nairobi, Bungoma, Kisii
Credit Officer Resume Examples
Grace Akinyi
Kiambu, Meru County, Kenya
•Phone +254 723 456 789
•grace.akinyi@professional.co.ke
WORK EXPERIENCE
Senior Credit Officer
• Kenya
CareerPath Financial Services
Jan 2021 - Present
• Managed a loan portfolio worth KES 85M with a 92% repayment rate, reducing NPL ratio by 15% through enhanced risk assessment protocols
• Spearheaded digital credit appraisal system implementation, cutting processing time by 30% for 150+ monthly applications
• Trained 8 junior credit analysts on CBK compliance requirements and customer verification procedures
Credit Analyst
• Kenya
EquityBridge Microfinance
Jul 2018 - Dec 2020
• Developed automated credit scoring model that improved application approval accuracy by 25%
• Conducted field visits to 200+ SME clients in Central Kenya, enhancing risk assessment quality
• Recovered KES 12.4M in delinquent loans through strategic repayment restructuring
EDUCATION
Bachelor of Commerce (Finance)
Mount Kenya University
• Kenya
• Jun 2024
SKILLS
Credit Risk Analysis | Loan Portfolio Management | Financial Statement Analysis | CBK Regulatory Compliance | Credit Scoring Models | SACCO Operations | CRM Software (SAP, T24) | Client Relationship Management | Report Writing | Team Leadership
PROJECTS
Digital Loan Processing System Implementation
• Kenya
• Led cross-functional team to implement paperless loan processing at CareerPath, reducing turnaround time from 7 to 3 working days
• Integrated CRB checks with system workflows, decreasing default risks by 22%
• Trained 35+ staff members on new platform adoption across 5 branch locations
SME Financial Literacy Program
• Kenya
• Developed financial management workshops for 120+ small business owners in Meru County
• Program participants showed 40% improvement in loan repayment discipline
• Collaborated with Kenya National Chamber of Commerce to deliver training modules
CERTIFICATIONS
Certified Credit Professional (CCP)
• Kenya
• Nov 2020
Kenya Institute of Banking
Certified Risk Analyst
• Kenya
• Mar 2022
Association of Microfinance Institutions (AMFI)
ACCOMPLISHMENTS
Employee of the Year
• 2022
CareerPath Financial Services
Top Loan Recovery Performer
• 2019
EquityBridge Microfinance
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